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On my fourth character i wanted to challenge the notion that fallout new Vegas was more specialized than fallout 3 meaning you couldn't have 100 in all skills so at the level 30 mark in the base game my character was excellent despite my avoiding the luck attribute entirely. here are the charts i used to get where i ended up.

	S	P	E	C	I	A	L
1	7	7	9	1	9,10	6	1
2	7	7	9	1	10	7	1
4	7	7	9	1	10	7	1
6	7	7	9	1	10	7	1
8	8	7	9	1	10	7	1
10	8	8	9	1	10	7	1
12	8	8	9	1	10	8	1
14	8	8	9	1	10	9	1
16	9	9	10	2	10	10	2
18	9	10	10	2	10	10	2
20	10	10	10	2	10	10	2
22	10	10	10	3	10	10	2
24	10	10	10	4	10	10	2
26	10	10	10	5	10	10	2

Int implant lv 1 IT lv 2 Agi Educated lv 4 Comprehenion lv 6 IT lv 8 Str IT lv 10 Per IT lv 12 Agi IT lv 14 Agi Str, Per, End, Cha, Agi, Luc implants and all skill books read lv 15 Tag science lv 16 IT per lv 18 IT str lv 20 IT chr lv 22 IT chr lv 24 IT chr lv 26 Perk lv 28 Perk lv 30 when i was writting the next chart i ended up making some errors that resulted in it ending at lv 29 or 28 because i got confused with all the skill books i used at lv 16 in combonation with Tag and the standard 17 points

	BAR	ENE	EXP	GUN*	LCK	MED	MEL	REP	SCI	SNE*	SPE*	SUR	UNA
1	10	12	12	25	17	26	12	26	26	30	25	21	16
2	10	12	12	25	32	28	12	28	28	30	25	21	16
3	10	12	12	27	41	30	12	30	30	32	25	21	16
4	10	12	12	30	50	33	12	30	30	32	25	21	16
5	10	12	12	30	50	33	12	30	47	32	25	21	16
6	10	12	12	32	50	35	12	30	50	32	35	21	16
7	10	12	12	41	50	35	12	30	50	40	35	21	16
8	10	12	12	43	50	40	12	34	50	41	40	21	16
9	10	12	12	50	50	40	14	34	50	41	50	21	16
10	10	12	12	50	50	48	14	34	50	50	50	21	16
11	10	14	14	50	52	59	14	34	50	56	50	21	16
12	10	14	14	50	60	59	14	34	58	57	50	21	16
13	10	14	14	52	75	59	14	34	60	59	50	21	16
14	10	14	14	52	75	59	14	34	60	59	67	21	16
15	10	14	14	71	75	59	14	34	60	61	67	21	16
16	28	32	32	89	93	75	32	50	80	79	85	39	34
17	28	32	32	90	93	75	32	50	100	90	85	39	34
18	28	32	32	96	98	75	32	50	100	96	85	39	34
19	28	34	34	100	100	75	32	50	100	100	94	39	34
20	28	34	35	100	100	75	32	50	100	100	94	55	34
21	28	34	52	100	100	75	34	50	100	100	94	55	34
22	28	34	69	100	100	75	34	50	100	100	94	55	34
23	30	34	86	100	100	75	34	50	100	100	96	55	34
24	30	34	100	100	100	75	37	50	100	100	96	55	34
25	32	34	100	100	100	75	54	50	100	100	98	55	34
26	32	34	100	100	100	75	71	50	100	100	98	55	34
27	34	34	100	100	100	75	88	50	100	100	100	55	34
28	34	39	100	100	100	75	100	50	100	100	100	55	34
29	34	56	100	100	100	75	100	50	100	100	100	55	34
30	34	73	100	100	100	75	100	50	100	100	100	55	34
	34	100	100	100	100	75	100	50	100	100	100	70	34

the very last row is my lv 30 skills without any clothing or buffs. i stopped medicine at 75 because no skill check requires it is hirer and sur was stopped at 70 because at 90 you can make all the currently existing things related to survival. if you would rather have say unarmed at 100 its just a matter of switching the lable with a skill you dont like along with any tag perks. i would be happy to discuss this matter further with anyone my username is the same as the psn ID also