So I had been playing New Vegas for a while, when suddenly the urge struck me to make a new character. On a whim, I decided to put all my SPECIAL points into Luck, leaving the other stats at 5. The results have been... interesting. The game actually seems much easier with the higher Luck; more critical hits means stuff dies quicker, which leads to me taking less damage and using less stims. Breaking all four casinos in under an hour led to very cheesy feelings of satisfaction, along with more caps than I will spend for quite a while. All in all, I'm thinking maybe the Luck stat is a little overpowered.
Thanks for reading!