Penny is a character in 2287 who can be found in the town of Covenant.


Penny is the general merchant at Covenant, and owns the settlement's trading post. Her shop is visited by most of the visiting merchants.

Interactions with the player characterEdit

Interactions overviewEdit

General Services Quests
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Companion: noIcon cross
Perk: noIcon cross
Merchant: yesIcon check
  • Sells ammo, junk, aid, apparel, weapons
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Rents bed/room: noIcon cross
Starts quests: noIcon cross
Involved in quests: noIcon cross


Like the other residents, Penny will play dumb during the investigation, and may become angered if the player persists. However, with high enough Charisma, she can be convinced to reveal the location of the Compound.

If you do uncover the town's secret, she and the other residents of Covenant will be become hostile upon your return unless you chose to side with the town and pass the Charisma options. Once hostile, you will be unable to purchase her unique items, so be wary before continuing with the Human Error quest.



  • Penny is the only trader to sell the Destroyer's helmet, part of the unique set Destroyer's armor. She also sells Justice, a unique combat shotgun.
  • If Penny will not trade with you, instead saying "Enjoy your stay!", wait until 8 AM and only speak to her when she is in her shop.


Penny appears only in Fallout 4.