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Friendly Lending Company
Sorry pal, but I don't do more than one loan at a time. You want more, you gotta start paying. This is a business, not a charity.”— Lorenzo
In reality, the FLC is a loanshark operation, baring accusations by the Hub Police of extortion, with several thousands of hubcaps on hand; stored in the safe of the organization's main office in the Hub's Downtown area. The FLC is managed by Lorenzo "the Munificent" Giovanni, under the control of Decker whose philosophy of being a respectable business man is summarized by his words, "You don't show us respect, you get hurt. How much more respectability can a man ask for?"
FLC gives out loans on a graduated scale of 200 hubcap units, at an interest rate of 10% of the original loan, with a maximum of 1000 hubcaps; potential customers must build a credit base at each 200 hubcap unit to be able to receive a loan on the next additional 200 hubcap unit. FLC allows up to 10 days before the loans are due.
- The player has the ability to kill Lorenzo and his guards without angering the Hub Police, as long as you keep the fighting off the streets.
- Another guard, Avery, was going to appear but was cut from the final version of the game.