Hold up there. First time in Goodneighbor? Can't go walking around without insurance.

Finn is a character in Goodneighbor in 2287. He approaches the Sole Survivor when they first enter Goodneighbor.


When the Sole Survivor first enters Goodneighbor, Finn will approach and demand the player character pay an "insurance fee," otherwise "accidents" may happen to them. The Sole Survivor can choose to threaten Finn to back off or kill him.

Whatever option is chosen, Finn will always end up dead: if the player character doesn't kill him, then mayor John Hancock will appear and demand Finn to let them go. Finn will refuse and subsequently have a quarrel with Hancock in which he states "one day there'll be a new mayor". This appears to be a poor choice of words, as it results in Finn being stabbed to death by Hancock. If the player character kills Finn, Hancock will say "Whoa ho ho! I like you already! Walk into a new place and make a show of dominance! Nice!"

Interactions with the player characterEdit

Interactions overviewEdit

General Services Quests
Essential: noIcon cross
Companion: noIcon cross
Perk: noIcon cross
Merchant: noIcon cross
Doctor: noIcon cross
Rents bed/room: noIcon cross
Starts quests: noIcon cross
Involved in quests: noIcon cross


Apparel Weapon Other items On death
Road leathers


  • If one kills Finn with a switchblade, they can end up stabbing Finn to death in a similar manner to the way Hancock kills him.
  • If the player talks to Finn with Nick Valentine as a companion, the conversation will be slightly different but end in the same result. Hancock will also berate Finn for harassing the Sole Survivor and Nick during one of his "rare visits."


Finn appears only in Fallout 4.


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