The charge card is a junk item in Fallout 4.
Background[]
A relic from before the Great War, the charge card required the user to fill the card with a monthly money limit, similar to a credit card. Debt in the form of late fees would still accrue if one was not careful in refilling their card each month.[1] In post-War America, the cards are effectively worthless pieces of plastic with not much use outside of trading for meager sums.[2] However, some enterprising individuals, like Parker Quinn, have geared a living on scamming the gullible with the promise of an "alternative" to carrying around hundreds of bottlecaps and a more convenient way to pay for goods all across the Commonwealth. Quinn charges 110 caps for the charge card (100 + 10 as a service fee).
Characteristics[]
Despite what Quinn says, no store in the Commonwealth will take it as a form of payment. However, Brooks in Far Harbor will redeem it for 100 caps. This can only be done once with any charge card found.
Dialogue[]
Despite not being accepted by any merchants in the Commonwealth, it can lead to unique dialogue options when talking to some, such as:
- Arturo Rodriguez, who sees it as a poor joke.[3]
- Moe Cronin, who accuses the player character of scamming him.[4]
- Myrna, who describes the card as "filthy synth money."[5]
- Percy, who declines and states he is only programmed to accept caps.[6]
- Polly, who is confused by it.[7]
- Sheng Kawolski, who is familiar with Parker Quinn's scam and encourages the player character to dispose of their card.[8]
- Solomon, who is uncomfortable working with abstract representations of money.[9]
- Daisy, who is both astonished – as she has not seen one since before the war – and pitiful.[2]
- KL-E-0, who appreciates the novelty of crushing someone under the burden of financial debt but declines.[1]
Brooks in Far Harbor is the only merchant who accepts the card, and he will give the player character 100 caps in exchange for it.[10]
Crafting[]
The charge card can be broken down into its individual components for use in crafting:
| Materials: | Requirements: | Produces: | ||
|---|---|---|---|---|
Charge card (1) |  |  | Plastic (1) |
Locations[]
- One can be bought from Parker Quinn for 110 caps.
- Fort Strong, in an opened dumpster in the ruined house nearest (middle of the three) to the bridge. The dumpster is somewhat hidden behind a broken wall behind a leaned over shelf with nothing on it.
- Rarely sold at level three and four trading stands.
- Deb at Bunker Hill can sell a charge card.
- It may, very rarely, spawn on traders that are being attacked by the automatrons in the Automatron add-on.
Notes[]
- There is faded writing on the charge card that says "Level Clearance - 00018 Access OT 1.1.7," further proving the card's invalidity.
- The Fort Strong charge card can be knocked away from its location due to explosions.
Gallery[]
References[]
- ↑ 1.0 1.1 The Sole Survivor: "Do you take this charge card?"
KL-E-0: "While I appreciate the novelty of crushing someone under the burden of financial debt, we only accept caps here. If you were to trade for this, I suppose I could give you half a bullet, or perhaps an incredibly sharp toothpick..."
(KL-E-0's dialogue) - ↑ 2.0 2.1 The Sole Survivor: "Do you take this charge card?"
Daisy: "A charge card? Whoa. I haven't seen one of these since before the War... Uh... sorry, honey, but this thing hasn't been good for about 200 odd years. If you're trading, I might be able to give you a couple of caps for it, but it's barely worth the plastic it's printed on."
(Daisy's dialogue) - ↑ The Sole Survivor: "Can I pay with my charge card?"
Arturo Rodriguez: "You're kidding, right? Caps only, friend."
(Arturo Rodriguez's dialogue) - ↑ The Sole Survivor: "You take this charge card?"
Moe Cronin: "Tryin' to pull a fast one on me? No. Caps only."
(Moe Cronin's dialogue) - ↑ The Sole Survivor: "Can I use this charge card here?"
Myrna: "This something synths use to pay for things? We don't take filthy synth money here!"
(Myrna's dialogue) - ↑ The Sole Survivor: "Can I use this charge card here?"
Percy: "A charge card? I'm sorry, but I'm programmed to only accept what you humans call "caps.""
(Percy's dialogue) - ↑ The Sole Survivor: "Can I pay with this charge card?"
Polly: "... No."
(Polly's dialogue) - ↑ The Sole Survivor: "Do you take this charge card?"
Sheng Kawolski: "A what now? OH... Oh no way! Parker Quinn got another one. I can't believe it. That old shark. Listen, ain't no one from here to the Quincy Bay gonna accept that useless hunk of plastic. You're better off tossin' it."
(Sheng Kawolski's dialogue) - ↑ The Sole Survivor: "Can I put this on my charge card?"
Solomon: "Hey, I know money's kind of an imaginary thing anyway, but that card is like... way more imaginary than I'm comfortable with."
(Solomon's dialogue) - ↑ The Sole Survivor: "Hey, this is a long shot, but... do you accept this charge card?"
Brooks: "Huh? Oh yeah, that thing. Sure do. It'll be easier if I just cash you out. Looks like... what? 100 caps? Here you go."
(Brooks' dialogue)